BRYMAR APPRAISALS in OAKLAND do appraisals for numerous clients

To a lot of people, an appraisal just looks like one more thing in the long list of items for a mortgage or refinance. Most lenders still call in a local expert because the stakes are incredibly high, even though there are an increasing number of automated home valuation processes that may appear to be more cost-effective than an appraisal. But is getting a mortgage the only reason to acquire an appraisal? Are there additional situations when the services of a certified, independent real estate professional might be beneficial? You bet there are.


	For real estate appraisals in OAKLAND and Alameda County, it's easiest when your order online from BRYMAR APPRAISALS, just click here.

Let BRYMAR APPRAISALS help you appeal your tax assessment in Alameda County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from BRYMAR APPRAISALS is your best evidence. We're capable of assisting you in disputing your tax assessment.

Eliminating PMI will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that nearly all lenders ask home owners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. Since the additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to do away with the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, BRYMAR APPRAISALS can produce a statement regarding the value of your home. The expense of the appraisal can generally be recovered in a short amount of time because you'll no longer be paying the PMI.

An appraisal from BRYMAR APPRAISALS will help you settle a divorce with less stress

A divorce is often complicated by the burdensome decision of who gets the property, and it can be an especially heartbreaking experience for both parties. So both parties are completely aware of the true market value of their home, it's a good idea to order an appraisal from BRYMAR APPRAISALS, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation with BRYMAR APPRAISALSSettling an estate

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.

Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Let BRYMAR APPRAISALS assist you in relocating to or from Alameda County

Employee relocation can be a stressful event, and we understand. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive aspects of their property, as well as information about any recent sales or listings in their area that they want considered during our thorough process.

Let BRYMAR APPRAISALS help you sell your home quickly at the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are calculated on our efforts to complete the appraisal report and and aren't related to the sales price.

We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes stay on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.